Finance
Certificate of Deposit Calculator
Estimate CD maturity value with compound interest (workbook: Certificate of Deposit).
Free to use — no sign-up or login.
Maturity value
Interest earned
Amortization schedule
| # | Date | Payment | Principal | Extra | Interest | Balance |
|---|---|---|---|---|---|---|
This free Certificate of Deposit Calculator covers Estimate CD maturity value with compound interest (workbook: Certificate of Deposit).
A certificate of deposit compounds at a stated APY over a fixed term. Related finance tools sit beside How it works, with no account required.
Using the Certificate of Deposit Calculator
Estimate CD maturity value with compound interest (workbook: Certificate of Deposit). Typical inputs are Principal ($), APY (%), Term (years) and Compounds per year. How it works beside the form states the identity the Certificate of Deposit Calculator applies.
FAQ
How do I use the Certificate of Deposit Calculator?
Open the Certificate of Deposit Calculator, fill Principal ($), APY (%), Term (years) and Compounds per year, and read the result. Compound the principal at the annual rate, divided across compounding periods.
What formula does the Certificate of Deposit Calculator use?
The Certificate of Deposit Calculator uses the identity in How it works. In words: Compound the principal at the annual rate, divided across compounding periods.
Sources
Assumptions and limitations
Finance results are illustrative. They typically omit taxes, fees, prepayment penalties, and product rules, and they are not investment or lending advice.