Finance
Future Value Calculator
Project how a present amount grows at a periodic rate.
Free to use — no sign-up or login.
Future value
Amortization schedule
| # | Date | Payment | Principal | Extra | Interest | Balance |
|---|---|---|---|---|---|---|
This free Future Value Calculator covers Project how a present amount grows at a periodic rate.
Future value compounds a present amount over a number of periods. Related finance tools sit beside How it works, with no account required.
Using the Future Value Calculator
Project how a present amount grows at a periodic rate. Typical inputs are Present value ($), Rate per period (%) and Number of periods. How it works beside the form states the identity the Future Value Calculator applies.
Worked example
Present value $1,000, 5% per period, 10 periods: FV = 1000 × (1.05)^10 ≈ $1,628.89.
\[ FV=1000(1.05)^{10}\approx 1628.89 \]
FAQ
Is the rate annual or per period?
The rate field is per compounding period, matching n. If you have a 6% annual rate with monthly compounding, use 0.5% per period and 12 periods per year (or convert before you enter values).
Does this include extra deposits?
No. This is a single present amount. For recurring deposits, use an investment / annuity-style calculator.
Sources
Assumptions and limitations
Finance results are illustrative. They typically omit taxes, fees, prepayment penalties, and product rules, and they are not investment or lending advice.
The formula assumes a constant rate and no fees or taxes.