Finance
Equivalent Annual Rate (EAR) Calculator
Equivalent annual rate (EAR) from nominal rate and compounding.
Free to use — no sign-up or login.
EAR
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Amortization schedule
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This free Equivalent Annual Rate (EAR) Calculator covers Equivalent annual rate (EAR) from nominal rate and compounding.
Enter the Equivalent Annual Rate (EAR) Calculator fields, then read the output. Finance calculators on this site keep the formula visible beside the form, with no account required.
Using the Equivalent Annual Rate (EAR) Calculator
Equivalent annual rate (EAR) from nominal rate and compounding. Typical inputs are Nominal rate (%) and Compounds per year. How it works beside the form states the identity the Equivalent Annual Rate (EAR) Calculator applies.
FAQ
How do I use the Equivalent Annual Rate (EAR) Calculator?
Open the Equivalent Annual Rate (EAR) Calculator, fill Nominal rate (%) and Compounds per year, and read the result. Compound the period rate over one year.
What formula does the Equivalent Annual Rate (EAR) Calculator use?
The Equivalent Annual Rate (EAR) Calculator uses the identity in How it works. In words: Compound the period rate over one year.
Assumptions and limitations
Finance results are illustrative. They typically omit taxes, fees, prepayment penalties, and product rules, and they are not investment or lending advice.